Times are hard.

Life can be a struggle sometimes can't it. With bills mounting and money hard to come by, it's easy to slip into debt, and for money problems to spiral out of control.

I have been in debt and am trying to rebuild my life. I have sought help and advice from many different people, and so have made this website to try and help others in the same situation.

Along the way I have found some helpful, supportive people but sadly many others who look down their noses, turn me away before listening to my explanations and generally not giving me a chance. Talk about give a dog a bad name!

I hope that here on this site you will be able to find a little advice or support with no judgement or being made to feel a failure. This is not a business - I have no product to sell or magic solution to offer you (I don't think there is one i'm afraid, at least not one I have found!) this is just my personal experience and a few words of advice to hopefully make your path through debt and money worries a little shorter and less rocky than mine was!